Welcome to Yulan Marketing Pvt Ltd, a trusted Non-Banking Financial Company (NBFC) based in Kolkata, West Bengal. With over 30 years of experience, we are committed to delivering secure, transparent, and accessible financial solutions to individuals and businesses across India.
Loan Sphere is a digital lending app powered by YULAN MARKETING PRIVATE LIMITED, a registered NBFC (CIN: U51909WB1994PTC062496). As the direct lender, we provide transparent and regulated personal loans, ensuring a secure and seamless borrowing experience for Indian users.
Loan Product Disclosure – Loan Sphere:
Loan Amount Range: ₹1,000 – ₹60,000
Loan Tenure: 91 – 180 days
Interest Rate: 0.06% per day
Processing / Service Fee: 2% (including GST)
Late Payment Charges: 0.1% per day
Extension Fee: 1% (if loan is extended)
Annual Percentage Rate (APR): 21.9% – ~25% (depending on tenure and applicable fees)
We are committed to bringing reliable financial services to underserved communities, SMEs, and salaried professionals. As an RBI-compliant institution with a 30-year legacy, we operate with the utmost transparency and customer-first policies.